A gentleman walks into a bank in New York City and asks for
the loan officer.

He says he is going to Europe on business
for two weeks and needs to borrow $5,000.

The bank officer says the bank will need some kind of
security for such a loan.

So the gentleman hands over the
keys to a new Rolls Royce parked on the street in front
of the bank.

Everything checks out, and the bank agrees
to accept the car as collateral for the loan.

An employee
drives the Rolls into the bank's underground garage and
parks it there.

Two weeks later, the gentleman returns, repays the $5,000
and the interest, which comes to $15.41.

The loan officer
says, "We are very happy to have had your business, and
this transaction has worked out very nicely, but we are a
little puzzled. While you were away, we checked you out and
found that you are a multimillionaire. What puzzles us is
why would you bother to borrow $5,000?"

The gentleman
replied, "Where else in New York can I park my car for two
weeks for 15 bucks?"